Remove a Microsoft account payment method
If you have a payment method for your Microsoft account that you're no longer using, or that has expired, you can remove it.
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Sign in to the Payment options page with your Microsoft account.
Open payment options -
Find the payment method you want to remove, and then select Remove.
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Confirm that you want to remove your payment method, and then select Remove.
See also
Update your billing address and payment options in your Xbox console
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